Wednesday, September 2, 2009
Cheaper Vehicle Insurance -- Ideas For Particular Age Ranges
1. We all know that hardly any other age bracket pays as much for car insurance as the under-25 age group. But for drivers who fall within this age group, having good grades at school will help you enjoy more affordable rates. They call it the good student discount.
You have to maintain a grade point not lower than B to enjoy this good student discount. For young drivers who make themselves eligible, you can get discounts of about 5%. This discount is given because insurers believe there is a connection between good grades and a young person's behavior behind wheels. It's unusual to meet reckless under-25 drivers who keep getting excellent grades.
2. Completing a drivers' refresher course can help people above fifty-five years cut down their rates. Going through this type of course will qualify you for discounts of up to 10 percent. You should get details about this from your insurance agent.
3. Are you a retired person? Then you're eligible for a retiree discount with a good number of insurance carriers. The plain argument for this discount is that retired persons normally drive less. This will definitely cut down anybody's mileage.
The details for each insurance carrier may differ but this is certainly an excellent way to cut down your vehicle insurance cost. Do learn more about details from your insurance agent. Even if you don't call it a retiree discount, registering a considerable reduction in mileage is advisable. You should get a lower rate if the drop in mileage is significant.
4. You can realize savings of hundreds of dollars on your auto insurance policy by obtaining insurance quotes from insurance quotes sites. The best method is to visit at least five sites and ensuring that you give the same (correct) information about yourself.
I recommend that you use not less than five quotes sites because it will make it less likely that you'll miss out offers not given by the other sites. This gives you a broader basis for doing better comparisons thus increasing your chances of realizing more savings.
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