Thursday, September 17, 2009
Automobile Insurance -- Tips For Huge Discounts
There are a good number of options open to everyone who plans to enjoy cheap vehicle insurance. Nevertheless, some of them might put you at risk. But in this article, I'll take you through several time-tested steps for paying less and at the same time maintain sufficient coverage....
1. A number of insurance providers will give you a discount if a child on your auto insurance policy goes to college and does not use the vehicle within that time frame. If this this is the case with your kid in school then don't forget to tell your agent about it. While you're encouraged to try, you must bear in mind that this is not one of those normal discounts that all insurers give.
2. Some cars are very expensive to insure. It will be a wise move if you discuss with your agent before choosing your next car. Two factors that will force you to pay more are a car's crash rating and theft rate.
Another thing to find out is the cost of maintaining a car as it is also an issue that determines your rate. Asking the right questions will make it easy for you to avoid expensive-to-insure cars and attract cheaper rates.
3. You can get cheaper rates on auto insurance now by visiting not less than five insurance quotes sites. Each site will take you about 5 minutes or less to obtain quotes. (Some people give information that are not really correct about themselves. That isn't a smart move as the quotes you'll get this way will NOT be of any use to you).
You'll have to choose what represents the best auto insurance quote for you from the list of quotes returned. It's as simple as that. Nevertheless you could easily save hundreds of dollars.
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