Tips That Guarantee Affordable Car Insurance Rates

Thursday, October 8, 2009

Dirt Cheap Auto Insurance: Savings Tips For Particular Age Groups


1. We all are aware of the fact that hardly any other age bracket pays as much for car insurance as the under-25 age group. If you belong to this age range you can attract cheaper rates if you keep getting good grades at school. It's called the good student discount.

This discount is for students who get A's or not less than B's. It attracts a discount of about 5 percent. Reckless students are very unlikely to keep getting good grades.

2. Completing a drivers' refresher course can help those above fifty-five years cut down their rates. Because going through this will earn you a discount of up to 10%, it's definitely worth considering. Ask your agent about your provider's position on this and the best way to go about it.

3. Are you retired? Then you're eligible for a retiree discount with several insurance carriers. You'll definitely NOT drive as frequently as you used to do if you are retired. A person's annual mileage is a big issue that influences how much is paid in premiums. So anything that lowers your total mileage by a big margin should lower your rate.

This discount is definitely not one any retired person should pass on. Get your insurer's policy on this. If for any reason they don't have a retiree discount, remember to tell your insurance agent about the change in your mileage. You are entitled to a a cheaper rate if the drop in your mileage is considerable.

4. Visit at least five quotes sites. Requesting quotes from at least five quotes sites increase the chances that you would get better auto insurance quotes. This is because insurers not covered by one site would be represented by the other.

Moreover, you know that since the likelihood of receiving lower auto insurance quotes has to do with the range of quotes you receive, the more companies you obtain quotes from, the brighter your chances will be.

Requesting for your auto insurance quotes online will help you save far more if you take out just 25 minutes to get quotes from a minimum of five quotes sites.

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