Car Insurance -- For Non Car Owners?

You don't have a vehicle. So, why would you need a auto insurance policy? Hold on tight because you are in for a big surprise! Having a auto insurance policy without having a car would be a brilliant decision in most situations to be discussed shortly.

You may not own a personal vehicle for your daily routine since you live in advanced city with an efficient mass transit system. You can visit a car rental service at any time you want to go for a picnic or vacation.

These rental companies sell insurance if you want to cover your rent period. However, depending on how regular you have to hire a vehicle, you might be better off with a non-owner auto insurance policy.

Another reason will become apparent if you need to borrow a car. Everyone will feel more comfortable lending you their car if they know you are so thoughtful as to even get a car insurance policy. Does not the gesture of getting a non-owner auto insurance policy tell you such a person is very thoughtful? People like dealing with people who show that they're responsible.

Now, you need to know something about a non-owner car insurance policy. If an accident happens, your non-owner's policy cannot take precedence over the vehicle owner's policy. This policy gets to work if the vehicle owner's policy can't cover the damages caused. As an example...

Letus say that a damage of twenty seven thousand dollars is caused by you in a crash. In spite of your non-owner's policy, the car owner's policy will be used if his/her liability limit is, say, $30,000. If, on the other hand, there's a deficit where the vehicle owner's policy cannot take care of such such damage, your non-owner's policy will take care of the balance.

It is very important, if you have anything to do with auto insurance, that you know how to make massive savings because of the disparity in premiums by insurance companies. This 100% legal way of making savings can save you many hundreds of dollars...

Get Cheap Auto Insurance Quotes And Save Much Now!
Get Quick Free NO-Obligation Quotes Now And Save!