Cheaper Connecticut Auto Insurance Rates -- Steps That Will Help You

1. For no reason must you allow your policy to lapse. You'll pay more expensive Connecticut auto insurance rates for a long time if you let this happen albeit inadvertently. This happens to some folks while they are about switching to another insurance carrier.

One way to ensure you do NOT make this type of mistake is to leave your old policy intact until you've confirmed that the new one is in full force. As simple as this may seem, many individuals are bearing the pain of higher rates because of just a little negligence.

2. You will enjoy discounts with a number of insurers if you're part of an auto club. Don't allow the size of the discount this may offer deter you from taking advantage of it if such a club suits you.

3. All vocations are not equal -- At least from the auto insurance viewpoint. Scientists get the cheapest Connecticut auto insurance rates while business owners are among the most expensive to insure. The reason for such discounts is that certain occupations have been proven to be better risks.

Your agent should be able to tell you if your occupation gets a discount. Take note of the fact that, like many things in insurance, the discount you'll get will be based on your insurer's weighting of occupation as a parameter in calculating a profile's risk.

4. The difference in what it will cost you to insure comparably priced vehicles could be much. Therefore, have this at the back of your mind when you shop for your next car. Two factors that will force you to pay more are a car's crash rating and theft rate.

Furthermore, vehicles that typically cost more to maintain also cost more to insure. Asking the right questions will help you avoid expensive-to-insure cars and get lower rates.

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5. You can get lower rates on your Connecticut auto insurance today by visiting at least five insurance quotes sites. Each quotes site will take you about 5 minutes or less to request quotes.

Some folks present information that is NOT really true about themselves. That isn't a smart move as the quotes you'll get this way will NOT do you any good.

You'll have to select lowest auto insurance quote for you from the list of quotes you've obtained. That's all there is to it. However, you could realize savings hundreds of dollars.